I bought 11 Great Value Items & Name Brand Equivalents and Here’s How Much I Could Have Saved
In total, purchasing the Great Value option instead of the name brand counterpart would have saved $19.59 or 34.2% of my grocery bill.
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I Interviewed 5 Canadians Who Went Through Debt Consolidation. Here Are The Loans, Cards, And Programs They Used
True debt consolidation, like a personal loan, line of credit, or balance transfer, usually has a limited impact on your credit score, aside from a hard credit check or closing credit cards.
I Tried Borrowell RentAdvantage To See If Reporting Rent Would Raise My Credit Score
For me, it didn’t seem to move the needle much at all. My Equifax score started at 849 and at the end of the experiment my score was… 849. I already had pretty established credit, so I could still see this being more useful for newcomers or people rebuilding after financial difficulties.
I Moved All My Spending For A Week To KOHO & Then to Neo: Here Is How They Compare
Ultimately, if I had to choose between Koho and Neo for my day-to-day spending and credit building, I would pick Neo, but that’s just me. The right choice for you will come down to how you spend, and how much you’re willing to pay for extra perks!
I Asked 20 Landlords If No Credit Check Apartments Exist. Here’s What They Said.
Of the landlords who clearly answered the question, 11 out of 20 said they required a credit check as part of the application process. That works out to 55%.
I Tested 2 Prepaid Visa Gift Cards To Figure Out Which One Sucks Less
The activation fees are absurd. On my $20 Vanilla card, the $7.95 fee was nearly 40% of the card’s value. That’s objectively ridiculous. Then add in the restrictions and the cards smell even more like poo.
Survey: Most Canadian Men Are More Comfortable Talking About Sex Than Their Credit Score
I often say that money is one of the last taboos in Canada. Unsurprisingly, a survey we recently conducted at...
I Tested EQ vs. Neo for a Week: One Card Paid 38% More Cash Back
EQ Bank would have paid me $1.85 in cash back for my total one week spend. That still doesn't beat the $2.55 I got from Neo for spending less overall, but more on groceries and gas.
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