Despite some accounts I read online, this customer service agent DID ask me what was wrong with them, and I had to quickly make up something to satisfy the question. I muttered something about seasoning and taste. She gave me the look and processed the return.
When you strip away combo psychology and subsidized drinks, Burger King comes out ahead on cost per calorie. Across comparable items, it delivers more meat, more total food, and more energy per dollar than McDonald’s.
My rent is $1,850, so I would have earned $18.50 worth of points based on the 1% cash back rate of my credit card. But the Chexy fee on credit cards is 1.75%, which works out to $32.58. So, I would have ended up $13.88 in the hole.
"Even after it comes off your credit report, a consumer proposal will remain on permanent records, which are available for the public to see.”
The only way to understand the true cost was to do it myself and crunch the numbers. I withdrew $100 from each credit card. Here’s how much it cost me, and how much it could have cost me.
The cheapest I found was $2000/month at the Cedar Springs Motel in Halton Hills. But that price is rare. It should be noted that this rate doesn't include housekeeping.
All four Neo Secured Card users I interviewed saw real improvement, ranging from a modest bump to a big jump.
I went into the experiment expecting little, but I came out with apps that help me actually follow credit over time. That’s the financial pulse check that every Canadian should do on a regular basis.
