Most Canadian employers don’t require credit checks, unless you’re applying for a job in industries like financial services or insurance. But even then, you don’t need a perfect credit score to get hired.
It took him two years to get his credit score above 700. Here’s what he told me about his journey, “Consistency is key. I also learned that it is beneficial to open different credit accounts to build history, even if I don’t use them frequently."
I put major streaming and tech platforms to the test to see what my years of Canadian loyalty were actually...
I went through both a DMP and a proposal and only one of them fit me. Knowing what I know now, I wouldn't do a DMP again. Not with the income I had.
After trying all three credit card applications, I wanted proof that the freezes had done their job. So I logged back into both Equifax and TransUnion and pulled my credit reports.
After spending a week with the Neo and Capital One cards, I don't think there's a single winner. Instead, it comes down to what's better for your specific spending habits.
For most Canadians, having hidden debts is a valid reason to call it quits. A full 78% of Canadians would consider ending a relationship over $500,000 or more in hidden debt.
Anthony's credit score fell from 730 to 590 after enrolling. Sandra's credit was already in the 500s because of missed payments and collections. Lauren, meanwhile, actually saw her score improve after entering the program.
