I went into the experiment expecting little, but I came out with apps that help me actually follow credit over time. That’s the financial pulse check that every Canadian should do on a regular basis.
If you can’t afford to pay it in full, Margaret says a settlement is the next best thing. “You want it to show up as settled, zero balance, because you paid the agreed amount.”
Credit scores are notoriously inconsistent, and with so many free apps on the market alongside official credit agencies, I put them to the test to learn more.
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