Heidi Unrau is a Canadian personal finance writer and former banking insider with over 10 years of experience in the industry. She covers credit, loans, investing, and crypto with data-driven insight and a splash of humour.
All clinics I called accept credit cards and debit cards, with eight clinics not accepting Amex due to higher payment processing fees. And 75% of the clinics accept some sort of third-party financing.
When you strip away combo psychology and subsidized drinks, Burger King comes out ahead on cost per calorie. Across comparable items, it delivers more meat, more total food, and more energy per dollar than McDonald’s.
My rent is $1,850, so I would have earned $18.50 worth of points based on the 1% cash back rate of my credit card. But the Chexy fee on credit cards is 1.75%, which works out to $32.58. So, I would have ended up $13.88 in the hole.
The only way to understand the true cost was to do it myself and crunch the numbers. I withdrew $100 from each credit card. Here’s how much it cost me, and how much it could have cost me.
If you can’t afford to pay it in full, Margaret says a settlement is the next best thing. “You want it to show up as settled, zero balance, because you paid the agreed amount.”
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